⚠️ For educational purposes only. Not financial advice. Always use proper risk management.

Compound Interest Calculator

Grow wealth through the power of compounding over time.

Future Value
—
—
Total Principal
—
Interest Earned
—
Value at 10 years
—
Total Return %

The Magic of Compounding

Einstein allegedly called compound interest the eighth wonder of the world. $10,000 at 8% annual return grows to $46,610 after 20 years — without adding a single dollar. Add $500/month and it becomes $296,474.

The three levers of compounding are: rate of return, time horizon, and regular contributions. Time is the most powerful — starting 10 years earlier nearly doubles the final outcome.